Posts Tagged ‘home purchase’
Encinitas is THE Place to Make Money in Real Estate
A new report was just released that names Encinitas as the the most profitable place in the country to have owned a home over the past 20 years. According to a study just published by GOBankingRates, using data collected by Zillow on median home prices, those who purchased homes in 1998 in Encinitas will make…
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The HOA Dilemma for Home Buyers: What You Need To Know
Many home buyers considering attached home purchases – condos, townhomes or twin homes – often discover that HOA payments could alter monthly payments quite a bit more than anticipated, and may mean the difference between whether a purchase makes sense and if a loan will be approved. HOA communities can often come with high monthly…
Read MoreHome Buyers: Purchase Now or Wait Until Prices Drop?
This seems to be the million dollar question right now as home buyers survey the lack of inventory and multiple offer situations present in many markets. A strong seller’s market and high prices make some buyers nervous. So is it better to buy now or wait? There are a few very good reasons why now…
Read MoreFHA Annual Mortgage Insurance Premiums Reduced
By Elvin J. Wesley, President and Broker of Ranch and Coast Mortgage Group What a great way to start the week and 2017!!! Monday morning HUD announced that it had achieved the balance of its statutory operational goals and as a result of that it requires a reduction of the Annual MIP charged. This exciting…
Read MoreHow to “Win” That Home in a Tough Market
If you have been looking for a home recently you may realize that doing so has become tougher: there is less inventory out there and when a great home lists there are often multiple offers. So how does a buyer get ahead to secure a home when many others are in the same situation? Here…
Read MoreLenders are Messing Up Real Estate Sales!
I don’t know if it’s just bad luck, but I have been having MAJOR issues with lenders lately – messing up (and almost killing) escrows at the 11th hour. (I should say that these mistakes are not from MY preferred lenders, but from lenders whose clients are purchasing my listings). Here is what I know:…
Read More3 Reasons Why You Need a Realtor When Buying a New Construction Home
A good real estate agent is golden when it comes to assuring that all your needs are met as a buyer – from searching for the right home to negotiating, to making sure all obligations are met as a buyer and that everything needed from the seller has been provided. It not just about getting…
Read MoreGrowing Housing Inventory Will Affect Buyers and Sellers
Attention home buyers and sellers: home inventory is growing. Over the last few years we have seen decreased inventory in many areas, including here in San Diego County. This has made it tricky for many buyers as supply has not met demand, but has been positive for sellers as the seller market picked up speed.…
Read MoreShould I Buy/Sell Real Estate Now, or Wait Until Spring?
Winter is a busy time of year for people – the holidays are here and there are so many things to accomplish before the end of the year. You may wonder how people think about real estate at such a busy time, but believe me they do! Many wonder whether it is a “good”time to…
Read MoreHow to Find the Right House When Couples Have Different Perspectives
One of the most challenging situations any real estate agent can face is working with a couple where each person has different ideas on what their new home should look like, where it should sit, or what amenities it must contain. Personally, I like challenges because they are like puzzles that need to be solved;…
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