Posts Tagged ‘Rachel LaMar’
Just Listed: Beautiful Townhome in San Elijo Hills
Welcome to 1612 Avery Road in San Marcos, offered at $859,000. Enjoy this bright and spacious townhome located in the fabulous Morgans Corner complex, situated adjacent to the town center in award winning San Elijo Hills. This corner end unit is located in one of the best spots in the complex – close to the…
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Why the Real Estate Market WON’T Crash in 2021
There has been a lot of buzz lately about whether the real estate market will crash in 2021…I say that will not happen! Let’s look at the reasons why. 1. Loans and the inability to repay them are treated differently today.. Unlike the 2008 market crash, lenders have not been making a plethora of bad…
Read MoreFederal Down Payment Help May Soon Be Here!
Do you want to buy a home but don’t have the down payment? That may soon no longer be a problem. Lack of money for a down payment is the number one obstacle to homeownership. Many would have no problem qualifying for a loan if they had the cash to put down on a purchase,…
Read MoreCalifornia Institutes New Tenant/Landlord Protections Due to COVID
On Monday Governor Newsom signed legislation protecting tenants during these crazy pandemic times. The new law states that landlords cannot evict tenants who have declared their inability to pay rent for reasons related to COVID (like job loss illness, illness of a family member, etc.). It is believed it will protect many lower income tenants,…
Read MoreThe Importance of Trust in Real Estate Agency Relationships
Trust is a key element in any relationship, and that includes business. In real estate transactions buyers and sellers need to be able to trust their agent, as agents not only tell their clients what documents are required to complete transactions, but also negotiate on their clients’ behalf. The role of an agent is to…
Read MoreReal Estate Market Update June 2020
It certainly has been a challenging time for all of us, but the real estate market does not seem to be affected. There are fewer homes for sale now than at any time since 2006 – according to Altos Research – and the number of listed homes seems to be falling rather than increasing, as…
Read MoreUPDATE: BEWARE BEFORE YOU FORBEAR
This is an update to the last blog I posted on mortgage forbearance in this time of the Coronavirus…here are some VERY important updates if you are considering mortgage forbearance: 1. Affected credit scores – while federally backed loan borrowers are eligible for forbearance due to hardship suffered as a result of the pandemic, credit…
Read MoreShould You Stop Paying Your Mortgage Now? Important Information on Forbearance
I have had a few people ask about forbearance and whether they should stop paying their mortgages during the Covid-19 isolation, under the CARES Act. In a nutshell, NO, you should not do so unless you truly cannot pay it and have established a forbearance with your lending institution(s). Let’s first define forbearance: it is…
Read MoreReal Estate Market Update: What’s In Store for Q2, Q3 and Q4?
In an effort to get as much information as possible out there to my clients and those interested in the real estate market during these troubled times, here is some important information to keep in mind. According to industry experts on the front lines (lenders and real estate people), home prices are expected to drop…
Read MoreCOVID-19: Beauty Rises From the Ashes
Can you see it all around you? There is so much human kindness everywhere…it’s the most beautiful thing coming out of this challenging time. My heart is full of love every time I check social media sites and sites like Nextdoor. Here are just a few of the things I have been seeing: • A…
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