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Rachel LaMar, J.D.
Broker, Attorney, Owner
LaMar Real Estate
Rachel@LaMarRealEstate.org
Cellular 760-310-9466
CA BRE# 01399682

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News, Views and Opinions on Real Estate, Law and the North San Diego Community

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rachel
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Rachel LaMar, J.D.
Broker, Attorney, Owner
LaMar Real Estate
Rachel@LaMarRealEstate.org
Cellular 760-310-9466
CA BRE# 01399682

News, Views and Opinions on Real Estate, Law and the North San Diego Community

Posts Tagged ‘homeowners’

Why Are There So Many Active Homebuyers During a Pandemic?

Many people are asking this question lately – from real estate agents to renters to curious neighbors who see neighborhood homes sell with multiple offers for crazy high prices. Many in the industry will say the reason the market is so hot is because interest rates are SO low – many buyers with good credit…

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Real Estate Benefits from New Tax Laws

Many people think that real estate suffered with the recent tax changes – most notably the elimination of moving expense deductions, the reduction in the mortgage interest deduction ability, the $10,000 state and local tax cap on deductions…all of these will make it harder for some property owners. But the good news is that there…

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Why Homeowners Need an Estate Plan

As a real estate broker and attorney, I always advise my clients to hold their properties in trust, and to execute a complete estate plan. This offers peace of mind in times of difficulty and as the population ages. The great thing is that documents like living trusts can be modified during your lifetime as…

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Mortgage Payments Too High? Here is What You Need to Do

Believe it or not, there are MANY homeowners who are underwater, still, years after the mortgage meltdown. According to Core Logic, 6.1% – 3.1 millions homes – of all mortgaged CA homes have negative equity, as of the first quarter of 2017. Short sales are also increasing recently as many variable mortgages that were obtained…

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The Importance of Homeowners Insurance for ALL Properties

Most homeowners have insurance, since in order to obtain a loan they have to have proof of home insurance. But what about a homeowner who owns a condominium that is used as income property? Do you need to have home insurance on that property? Insurance on single family homes can vary a great deal from…

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Everything You Need to Know About California Property Taxes

With the deadline for payment of the second installment of property taxes already here, here is some helpful information for all property tax payers: Annual property tax bills are sent out once a year, on October 1, and are payable in two installments. The first installment is due November 1 and is delinquent if not…

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12 Important Home Winterization Tips

It may not feel like it here in southern California, but winter is on the way, and that means that if you are a homeowner then in order to keep yourself and your family safe, and prevent potential high utility and/or repair bills, you need to check a few things before colder weather sets in. …

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Your HOA Dues May Soon Get a LOT More Expensive

If you live in an HOA community in California, you’d better start collecting your change. California Assembly Bill 698 could take responsibility for exclusive use common areas away from home owner associations, and place it in the laps of homeowners. It is imperative to understand the proposed changes, as it looks like they may soon…

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Pending Legislation Could Help Homeowners Refinance

The Responsible Homeowner Refinancing Act, a recently proposed bill in the House of Representatives, would help millions of homeowners refinance at lower interest rates, thus saving thousands of dollars a year and rewarding those who have been responsible in keeping up with mortgage payments. HARP, he current refinancing program, only saves homeowners on the average…

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