The North San Diego housing market is pricey, and for that reason many people move outside of the county in order to find affordable homes. Of course they have to deal with long commutes to work in San Diego, not to mention being away from our ideal weather, but it makes sense for many.
If you just can’t fathom not living the San Diego lifestyle and don’t want to live outside the county, there are some areas where you can afford a detached home for under $500,000. Let’s focus on three areas in North County that will allow you to afford San Diego real estate on a budget under $500,000.
San Marcos. San Marcos is a great area that has changed dramatically in the last decade. Located only 8-10 miles from the ocean and right off the 78 freeway (close to the 15 and less than 10 miles from the 5), this community offers several different neighborhoods where your dollar can stretch a lot farther than in coastal neighborhoods. There are many restaurants, shopping and entertainment throughout the community, as well as Cal State University San Marcos.
There are currently 45 active homes under $500,000 in San Marcos, in neighborhoods like Discovery Hills, Twin Oaks and Santa Fe Hills. Each neighborhoods offers different amenities – some are gated communities. There are also retirement communities in the Lake San Marcos area that will fit into this budget. If you have a townhome or condo in mind you will have even more choices, such as the well-known walkable community of San Elijo Hills.
Vista. Vista has been touted as one of the best weather cities in North San Diego. With constant ocean breezes (Vista is located 7 miles from the ocean) and a central location to all of north county, Vista has a lot to offer, whether you are looking to live in the middle of or away from it all. According to Wikipedia “Vista was listed as the seventh-best place in the United States for family life, based on factors such as jobs and business opportunities, education, climate, and cost-of-living in a 2008 review.”
Right now there are 86 active detached homes under $500,000 in Vista. These properties lie in different areas of the city, from the popular Shadowridge area (which sits right next to Carlsbad and has a nice golf course and close proximity to the ocean), to rural and city neighborhoods.
Oceanside. If you want to live closer to the beach Oceanside, San Diego’s northernmost community, is a great option. Formerly known as solely a military town, it has developed and changed substantially in the last decade, with a variety of neighborhoods along and off the 76 corridor. Many homes here can be purchased for under $500,000 – whether you are looking for older or newer homes, tract neighborhoods or custom homes. There really is something for everyone in Oceanside.
Currently there are 171 detached homes on the market in Oceanside, including many different neighborhood types and locations. Oceanside is known for its wonderful weather, nice beaches and the pier, its many bike and hiking trails, and Mission San Luis Rey.
There are coastal finds for under $500,000 in other cities as well. For more information, detailed market reports and/or home listings in any of these or other north San Diego areas, please feel free to contact me at Rachel@LaMarRealEstate.org, or visit my website.