Archive for the ‘Holidays San Diego’ Category

Happy Thanksgiving!

Wednesday, November 23rd, 2016

thanksgiving2

From my home to yours, I wish you a wonderful

Thanksgiving surrounded by those you love.

Count your blessings, as there is always something

for which to be thankful.

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Happy Thanksgiving to All

Monday, November 24th, 2014

Thanksgiving is more than my favorite holiday. It reminds me that I have so much to be thankful for, because in our busy lives it is easy to forget to be thankful all the time. Like me, I hope you take some time off this week to be with those who are important in your life.

thanksgiving

So this Thanksgiving, think of all those people in your life who enrich it, all the experiences and opportunities that make it beautiful, and the many blessings that you have every day. Thank you for being a part of my expression to the world through my writing – I appreciate all my readers because you give me a reason to write.

From my home to yours, I wish all of you a very happy Thanksgiving. May it be filled with love, laughter, lots of good food and most of all, peace.

Rachel

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Selling Your Home During the Holiday Season

Tuesday, December 3rd, 2013

I wrote the following post several years ago, but it is still pertinent (probably even more so today, as there are many serious buyers home shopping right now). The holidays can be a great time to sell…have a look (or a second look) and see why:Xmas tree & menorah

Heading into the holidays can be a stressful time for most people, especially when you have a home to sell in the midst of all the celebrations. Many sellers take their homes off the market before the holidays, or avoid listing them altogether, to avoid added stress, but this time of year can actually be a blessing for the home seller. There are some good reasons to keep or start marketing your home over the holidays.

1.  Serious buyers. Buyers who are looking for homes over the holidays tend to be serious buyers, given the fact that they are looking for homes during the holiday season. With less inventory out there this makes it an ideal time for sellers.

2.  Less competition. Since so many sellers take their homes off the market you will have less competition. If your home shows well (holiday decor is ok and is expected at this time of year) and is priced well this could be a big benefit to you. There are buyers out there who need to find places to live over the holidays. If you are worried about showings when you are celebrating or have guests, simply have your agent ask for more notice for appointments, and you can even specify showing times that would be easiest on you.

3.  Highlight the warmth of your home. The holidays are a great time to really highlight the warmth of your home. As long as you don’t go overboard with decorations, gift clutter or holiday smells (like holiday candles), a little festivity can give your home a welcoming feel. Make sure not to block any ares where natural light comes into the home.

While selling your home over the holidays can be challenging, if you designate showing times and keep your home in tip top showing shape, there is no reason you have to let it interfere with holiday enjoyment.

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On Being Thankful…and Thanking You!

Monday, November 25th, 2013

We each  have so much to be thankful for…some more than others, but each one of us can list a few blessings – good health, loved ones, a roof over our heads, a job, food…at this time of year most people reflect on their lives and realize that there are definitely reasons to be thankful.images

Among my many blessings, I count the support of clients and colleagues, for without them I would not enjoy the bounty of my labor, nor the path it took to get there, and most importantly – the bonds of trust and friendship that are reaped in the process. Thank you to all of those who have chosen to work with me, who have placed their trust in me and enabled me to provide assistance and support to others. It is one of my biggest blessings to be able to make a difference in peoples’ lives, and for that I am humbled and grateful.

I hope that you have a wonderful Thanksgiving holiday, spent with those you love. I hope that you take time to count your blessings and enjoy this crazy roller coaster we call life.

Happy Thanksgiving to all!

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Upcoming Holiday Events in North San Diego

Wednesday, April 4th, 2012

Easter is just days away, and there are lots of fun things to do in North San Diego for the entire family! Here are a few of the highlights:

Carlsbad EGGstravaganza: On Saturday, April 7, this annual celebration will be held at Poinsettia Park from 10:00-1:00. There will be a fun zone with lots of games, food, music and activities, a summer day camp expo, and of course, an egg hunt. It’s great fun for the whole family. For more information click the city website, or call 760-434-2843. Tickets and Fun Zone wristbands are available at Calavera Hills, Harding and Stagecoach Community Centers.

GIA Egg-stravaganza: The Gemological Institute of America in Carlsbad is hosting an Egg-stravaganza of a different, shiny sort. Stop by on Thursday, April 5th all day to see their rare collection of eggs, made from minerals and gems, a collection that has never been on display and has been in collection for 40 years. The exhibit runs through the end of the year. For more information and for directions click  here.

San Diego Botanic Garden Spring Party. Come on over on Saturday, April 7 from 10:00-11:30, or 11:30-1:00 and enjoy the Spring garden party at our amazing Botanic Garden. There is a limit of 50 children per party, and tickets are $12-15 per child, so make sure to check the website to see if there is still room for your child.

Birch Aquarium Eggs-travaganza: Stop by the beautiful Birch Aquarium in La Jolla April 4-7 from 11:00-3:00 to see ocean creatures at this special time of year when they are hatched/born. There are lots of hands-on activities for participants. Visit the website  for more information.

Encinitas Easter Egg Hunt: Come join in the fun in this other favorite egg hunt, which takes place Saturday, April 5th from 10:00-1:00 at Ecke Sports Park. For more information and directions call 760-633-2740.

More Egg Hunts Across North County on Saturday, April 7:

Del Mar

Oceanside

San Marcos & San Elijo Hills

Cardiff by the Sea: Call 760-633-2740 for information

Solana Beach Call 858-720-2453

Carmel Valley: Call 858-552-1616

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So Much to be Thankful For

Wednesday, November 23rd, 2011

Thanksgiving is my favorite holiday. It is not about presents, or stressing about how you are going to pay for them. It is not about getting to the store before it is really morning time, fighting for a space in a parking lot, or pushing past people to get the best deal first. It is about being with the ones you love, and being thankful for just that.

Food is always a part of family get togethers, and one of the reasons I love Thanksgiving is because of the food. Everyone in my family makes their special part of the meal. My mother makes the stuffing, and she is famous for her stuffing. I make the vegetables and sometimes desserts. It is a night filled with food, fun and laughter.

Although many of us think about it often, Thanksgiving makes each of us think of what we have to be thankful for. I have so much to be thankful for, and you likely have similar things to smile about…so this year make sure you show your appreciation for everything that makes your life bountiful.

Family. There is nothing more important than family. Growing up I think we have some sense of this, but not until we have families of our own do we truly realize the importance of family. Every parent knows that children grow so quickly – I think I have passed along to my own children how important family is. They look forward to this holiday too.

Friends. Friends help get us through the tough times and the good ones. They are our rocks. As we grow older we learn who truly matters and who does not. The friends you have surrounding you today say so much about you. Often you don’t have to thank your friends, because they understand the value of the relationship….but do it regardless.

Health. We all need to be thankful for our health, because without it where would we be? We need to realize that there are some things we cannot control, but we can control the decisions we make when it comes to our health. We can eat healthy the majority of the time, get plenty of exercise and rest, eliminate stress, take breaks from work. If you love yourself you will take care of yourself…if you haven’t been, Thanksgiving is a great time to make that pledge (please note that I am by no means implying that you shouldn’t enjoy your holiday dinner…I intend to do so).

Home. I am so thankful for my home. It is not very large and we often complain that we need more space, but it is ours. We have made so many memories there, raised our family. So many people do not have homes, and we have to keep in mind that we are so lucky that we do.

This time of year is the best time to donate to homeless programs in your area, and to other charities that provide shelter, food and clothing to the needy. I get the whole famly involved packing up items we do not use, as well as shopping for and donating food to local food banks. I know that although I cannot provide a home for many people who are struggling, I can at least make them feel a little bit closer to home.

Most importantly, Thanksgiving is a time for reflection – for not only thinking of that for which we are thankful, but for sharing our thanks with others. Don’t forget to tell those you love and care about just how much they mean to you.

Happy Thanksgiving everyone!

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3 Reasons You Shouldn’t Cancel Your Listing Over the Holidays

Saturday, November 5th, 2011

Heading into the holidays can be a stressful time for most people, especially when you have a home to sell in the midst of all the celebrations. Many sellers take their homes off the market before the holidays to avoid the added stress, but this time of year can actually be a blessing for the home seller. There are some good reasons to keep marketing your home over the holidays.

1.  Less competition. Since so many sellers take their homes off the market you will have less competition. If your home shows well (holiday decor is ok and is expected at this time of year) and is priced well this could be a big benefit to you. There are buyers out there who need to find places to live over the holidays. If you are worried about showings when you are celebrating or have guests, simply have your agent ask for more notice in the MLS for showing times.

2.  Serious buyers. Buyers who are looking for homes over the holidays tend to be serious buyers, given the fact that they are looking for homes during the holiday season. With less inventory out there this makes it an ideal time for sellers.

3.  Highlight the warmth of your home. The holidays are a great time to really highlight the warmth of your home. As long as you don’t go overboard with decorations, gift clutter or holiday smells (like holiday candles), a little festivity can give your home a welcoming feel. Make sure not to block any ares where natural light comes into the home.

While selling your home over the holidays can prove to be a little bit of a hassle, if you designate showing times and keep your home in tip top showing shape, there is no reason you have to let it interfere with holiday enjoyment.

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San Diego November Calendar of Events

Monday, October 31st, 2011
November 5
Curie’s 33rd Annual Holiday Craft Fair
One of the largest holiday craft fairs in San Diego, drawing thousands of visitors, and is extremely popular with crafters statewide.  Each year the fair generally has entertainment for the whole family including over 100 booths of handmade art and craft items, a kid’s corner, bake sale, food booths, silent auction baskets, and an opportunity drawing.  Free parking.
Time:  9:00 am – 3:00 pm
Location:  Marie Curie Elementary School, 4080 Governor Dr.
For more information call 858-643-9720 or visit www.curiepta.org

November 5
FAAN Walk for Food Allergies
More than 12 million Americans suffer from food allergies.  Anaphylaxis is a severe and potentially fatal allergic reaction to particular foods. Proceeds from this walk will bring awareness and provide education and advance research on behalf of persons affected by food allergies and anaphylaxis.
Time:  9:00 am – 10:00 pm
Location:  East Mission Bay – De Anza Cove, 3000 East Mission Bay Dr.
For more information visit www.foodallergywalk.org

November 5
24th Annual Toys for Tots Motorcycle Benefit Ride
Staging area for Toys for Tots ride will depart the Oceanside Harbor parking lot and end at Casino Pauma.  All motorcycles welcome.  Bring $10 ($5 active military with ID) and a new unwrapped toy.  Lunch will be provided by Casino Pauma.  Oceanside Police escorted ride departs at 11:30 am.
The ride benefits Marine Corps Reserve Toys for Tots Program.
Time:  9:00 am – 12:00 pm
Location:  Oceanside Harbor Parking Lot #1
For more information visit www.gwrra-ca1n.net

November 5
Bike The Coast – Taste the Coast
A non-competitive bike ride that begins at the Oceanside Pier and travels down along the Pacific Ocean coastline and into the rustic north county of San Diego and then back to the Oceanside Pier.  Choose from a 7-mile ride, or a 25-mile ride.
Time:  7:00 am – 4:30 pm / Expo opens at 9:30
Location:  Oceanside Pier, Oceanside
For more information visit www.bike-the-coast.com

November 5-6
Escondido Renaissance Faire
The age of chivalry will be recreated among the wonders of nature in an idealic setting.  Travel back to the 16th century and the glories of the reign of Elizabeth the First. Activities usually include battle pageants, music in the streets, jugglers and hundreds of costumed re-enactors performing in this giant outdoor play.  There is an admission fee, which covers all entertainment.
Time:  10:00 am – 6:00 pm
Location:  Felicita County Park, 742 Clarence Lane, Escondido
For more information call 805-496-6036

November 6
Carlsbad Village Street Faire
The largest one-day street fair in California.  A non-profit event to benefit the Carlsbad Chamber of Commerce with over 900 vendors, international food, kids rides, pancake breakfast, and a stage of live music with a beer garden.
Time:  8:00 am – 4:00 pm
Location:  Village of Carlsbad – Downtown Carlsbad
For more information call 760-945-9288

November 6,
16th Annual Komen San Diego Race for the Cure
Proceeds from this 5K run/walk will fund breast cancer education, screenings, and treatment programs in San Diego County as well as national research for the prevention of breast cancer.  Includes post-event activities at the park.
Time:  8:00 am
Location:  Balboa Park, 6th Avenue & Palm Street
For more information visit www.komensandiego.org

November 6
11th Annual Gaslamp Fall Back Festival
Children’s Cultural & Historic Street Faire.  Learn about the history of San Diego and enjoy pony rides, hay rides, a Wild West shootout, pan for gold, and two stages of live entertainment.
Time:  11:00 am – 4:00 pm
Location:  San Diego Gaslamp Quarter, 4th & Island Avenues
For more information visit www.gaslampquarter.org

November 10-13
33rd Annual Dixon Lake Trout Derby
A fun-filled event for anglers of all ages with many ways to win great prizes. The only cost to enter the derby is that each fisherman must purchase a daily permit, normally required to fish the lake anyway.  Permits: $7 adults, $5 seniors over 60, and $5 for kids under 16.
Time:  6:00 am – 4:45 pm
Location:  Dixon Lake, 1700 North La Honda Dr., Escondido
For more information visit www.escondido.org

November 11
9th Annual Veteran’s Day Parade
This parade is held in admiration of veterans of past wars and to give a salute of recognition and honor to our military men and women of today who strive to keep our country safe.
Time:  Parade begins at 11:00 am
Location:  Downtown San Diego, Cedar St. & Pacific Hwy.
For more information www.sdvetparade.org

November 11-13
Head to Toe Women’s Expo
An extraordinary event – products and services appealing to women, such as apparel, jewelry, handbags, makeup and skin-care products; spa services, health & fitness and much more. Complimentary wine tasting, and even a 5k run/walk!
Time:  Fri & Sat  10:00 am – 5:00 pm / Sat  10:00 am – 6:00 pm
Location:  Del Mar Fairgrounds, 2260 Jimmy Durante Blvd.
For more information visit www.headtotoewomensexpo.com

November 16-20
8th Annual San Diego Bay Wine & Food Festival
This is Southern California’s largest wine and culinary event with 170 world-class wineries and spirit producers, 70 of San Diego’s top chefs, celebrity chefs, cooking & wine tasting classes, big bottle auction, continuious food and wine tastings – over 800 wines and much more!  See website for ticketing and additional information.
Time:  Refer to website for schedule
Location:  Embarcadero Marina Park North, 500 Kettner Blvd., San Diego
For more information visit www.worldofwineevents.com

November 20
65th Annual Mother Goose Parade
The Mother Goose Parade is the largest, single-day event in San Diego County and one of the biggest parades of its kind in the United States.  Generally there are over 100 entries featuring clowns, floats, bands, equestrians, giant balloons, and Santa Claus.
Time:  10:00 am
Location:  Magnolia Ave., Main Street, El Cajon
For more information visit www.mothergooseparade.org

November 20
Encinitas Street Faire & Fall Festival
400 unique booths featuring arts & crafts, antiques, clothing, items from around the world, and more.  The Fall Faire Festival also offers children’s rides, and two stages of live entertainment for everyone.
Time:  9:00 am – 4:00 pm
Location:  Coast Hwy 101, Encinitas
For more information visit www.kennedyfaires.com/encinitas/

November 23-27
San Diego Thanksgiving Dixieland Jazz Festival
The 32nd annual celebration of Dixieland Jazz featuring bands from all over the US.  The festival bands represent a wide variety of traditional jazz, Dixieland and swing styles.  Refer to website for more information and admission prices.
Time:  Wed & Thurs  7:00 pm – 11:00 pm / Fri. 10:00 am – 11:00 pm / Sat  9:00 am – 11:00 pm / Sun 8:00 am – 5:00 pm
Location:  Town & Country Hotel and Convention Center, 500 Hotel Circle North, Mission Valley
For more information visit www.dixielandjazzfestival.org/festival.html

November 24
Father Joe’s Thanksgiving Day 5k
Proceeds from this 5K event will help provide basic provisions for underprivileged persons through the St. Vincent De Paul Village.
Time:  8:00 am
Location:  Archway at the Museum of Man, Balboa Park
For more information visit www.thanksgivingrun.org

November 24-January 1
Holiday of Lights – Del Mar Fairgrounds
Drive around the Del Mar Racetrack and view more than 400 spectacular lighted scenes from the comfort of your car.  Open every night including holidays.
Time:  Sun – Thurs  5:30 pm – 10:00 pm / Fri & Sat  5:30 pm – 10:30 pm
Location: Del Mar Fairgrounds, 2260 Jimmy Durante Blvd., Del Mar
For more information visit www.holidayoflights.com

November 26
Surfin’ Santa at Seaport Village
Santa will arrive via a pirate ship and head to shore for a variety of holiday festivities.  Holiday music and live entertainment, tempting treats, face painting, fanciful balloon sculptures and the Seaport Village Historic Carousel add to the excitement.
Time:  1:00 pm – 5:00 pm
Location:  Seaport Village, 849 Harbor Dr. San Diego
For more information visit www.seaportvillage.com
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San Diego July Calendar of Events

Thursday, June 30th, 2011
Every Saturday, Stagecoach Days: Celebrating the West on the Move
Celebrate travel and transportation in the era of real horsepower – before the train and automobile. In addition to the permanent collection of historic wagons on display at Seeley Stable museum, coaches and wagons will be out in the plaza. Stay the day and enjoy activities that reflect life in San Diego during the mid-1800s. Each week will offer a different theme and activities. The activities are Free.
Time: 12:00 pm – 4:00 pm
Location: Old Town San Diego State Historic Park,
San Diego Ave. and Twiggs St.
For more information visit http://www.parks.ca.gov/events/event_detail.asp?id=2946

July 4, Annual Big Bay Boom Fireworks Show
A display of some of the most technically advanced pyrotechnics will be fired from four barges floating in the bay off Shelter Island, Harbor Island, the Embarcadero area and Seaport Village, and will last more than 17 minutes. Fireworks will also be discharged at the Imperial Beach Pier. Good Viewing Areas: Shelter Island, Harbor Island, Spanish Landing, Seaport Village, Embarcadero Marina Park North, Tuna Harbor, Coronado Landing, & Coronado Tidelands Park, or on your own yacht on the bay.
Time: 9:00 pm – 9:20 pm
Location: San Diego Bay
For more information visit www.thebigbay.com

July 4, Scripps Ranch Old Pros 10K, 2-Mile Fun Run & Bike Rides
This event offers several running and cycling opportunities to choose from.
See website for entry fees.
Time: 6:00 am – 1:00 pm
Location: Miramar Ranch School parking lot, Scripps Ranch
For more information visit www.srop.org

July 8, Midnight Catfish Craze
San Diego County’s only nighttime catfish tournament promises to be filled with lots of big fish, big fun, and great prizes. The top five catfish by weight will be awarded prizes as well as a prize for the smallest catch of the night. The lake will is stocked with over 1,500 pounds of channel catfish. Derby Ticket plus daily permit required. See website for details.
Time: 4:00 pm – 11:45 pm
Location: Lake Poway, 14644 Lake Poway Rd., Poway
For more information visit www.poway.org/lakepoway

July 9, Bake at the Lake
A four-mile cross-country race on the trails at Lake Hodges. Proceeds benefit Mission Vista High School Cross Country Teams and the park trails system at Lake Hodges. Participate and get a good workout for a good cause. Admission $10 – $15.
Time: 7:30 am – 10:30 am
Location: Lake Hodges
For more information visit www.northcountyroadrunners.com

July 9-10 & 16-17, Annual World Championship Over-the-Line Tournament
Over fifty years of adult rugged sandbox softball play. A form of softball, limited to 1,200 teams of three persons each, playing almost 2,400 games in two weekends with close to 50,000 expected to attend. Admission is free. You have to be 18+ to play. 9 age divisions.
Time: 7:30 am to dusk
Location: Fiesta Island – Fiesta Island Rd – East Mission Bay
For more information visit www.ombac.org

July 10, 2011 Carlsbad Triathlon
This race is for everybody. The Carlsbad Triathlon ranks in the world’s top five longest running triathlons. The race begins with an open-water ocean swim, which is well-marked with buoys followed by a bike course, and the race finishes with a run along the Pacific Ocean coastline.
Time: 8:00 am
Location: Tamarack State Beach, Carlsbad
For more information visit

July 14-17, Robert Egger South Bay Recreation Center Carnival
A 4-day community carnival–fun for the whole family. There will be traditional carnival rides, challenging games, snacks, and a portrait novelty booth. Small admission fee of $2.00.
Free for age 6 & under.
Time: Weekdays 5:00 pm – 11:00 pm / Sat & Sun 1:00 pm – 11:00 pm
Location: Robert Egger South Bay Recreation Center, 1885 Coronado Ave.
For more information call 760-735-8542

July 14-17, San Diego Yacht and Boat Show 2011
Become immersed in the environment of powerboats and sailboats in the water and on land.
Marine accessory products and services are also well represented in a special expo area.
Admission: Adults $10 / Children 12 & under free.
Time: Thurs & Fri  11:00 am – 7:00 pm / Sat  10:00 am – 7:00 pm / Sun 10:00 am – 6:00 pm
Location: Sheraton Hotel & Marina,
1380 Harbor Island Dr.  & Cancer Survivors Park, 4100 N. Harbor Blvd., Harbor Island
For more information visit www.sandiegoyachtandboatshow.com

July 16 & 17, Annual LGBT Pride Parade, Rally & Festival
Multiple events take place in Balboa Park & Hillcrest areas, including a political rally, a 5K Run & Walk, a mile-long parade down University Ave., and a two-day festival with live entertainment on three stages and much more!
Time: Refer to website for schedule of events
Location: Balboa Park and Hillcrest areas
For more information visit www.sandiegopride.org

July 17 & 18, El Cajon Alley Cat SummerFest
Features prominent artists, entertainment, and sidewalk vendors from East County and San Diego.  There will be live music, a classic car show, motorcycle run, job fair, and art show.
Time: Fri  10:00 am – 8:00 pm / Sat  9:00 am – 10:00 pm
Location: Downtown El Cajon (between East Main St. & Rea Ave)
For more information visit www.downtownelcajon.com

July 20 – Sept 7, Del Mar Horse Racing
Hold on to your hats…
the Del Mar Racing Season is about to begin!
Time: Refer to website for schedule and special events
Location: Del Mar Fairgrounds, 2260 Jimmy Durante Blvd., Del Mar
For more information visit www.delmarracing.com

July 21 – 24, Comic Con International 2011
Comic Con International features special guests, exhibitors, seminars, previews, autographs, film festival, and more on the world of comics, movies/television, animation, and art. This is the largest comic book and pop culture event in the United States.
Time: Refer to website for schedule
Location: San Diego Convention Center, 111 W. Harbor Dr., San Diego
For more information visit www.comic-con.org

July 22 – 24, US Open Sandcastle Competition & Street Festival
This 3-day event includes a The Sandcastle Ball on Friday, street festival with entertainment, food,
arts & crafts, and a kids sandcastle completion on Saturday, and the main sandcastle building contest on Sunday.
Time: Refer to website for complete schedule
Location: Seacoast Dr., Imperial Beach
For more information visit www.usopensandcastle.com

July 24, Solana Beach Triathlon & Duathon
Classic beach party triathlon. Come out and join the surf, sand and sun with over two thousand athletes, family and friends.
Time: 7:00 am
Location: Fletcher Cove, Solana Beach
For more info: http://www.kozenterprises.com/Triathlons/solanadf84.htm

July 31, Consignment Auction
Antiques and collectibles consignment auction including farmhouse and barnyard collectibles, estate furnishings, restored and original farm tractors, wagons, farm toys, rustic farm implements, yard art, tack & saddlery, historic memorabilia, county primitives, and hundreds more antiques and collectibles. Consignments are accepted.
Time: 9:00 am
Location: Antique Gas & Steam Engine Museum, 2040 N. Santa Fe Ave., Vista
For more information call 760-941-1791 or visit www.agsem.com

July 31, 3rd Annual Doggie Street Festival
Southern California’s Largest Dog Adoption Focused Festival. This event celebrates our furry friends and is dedicated to educating the public about pet care, training, spay/neuter and responsible adoption options. Besides traditional festival-type food and music, the event also offers pet merchandise, pet sitting services, and dog washing & grooming. Free admission.
Time: 9:00 am – 4:00 pm
Location: NTC Park at Liberty Station (Cushing Rd between Dewey Roosevelt Rds), Point Loma
For more information visit www.doggiestreetfestival.org
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How To Get Through the Holidays Without Breaking the Piggy Bank

Friday, December 10th, 2010

The holidays are a wonderful time of year, but they can also be stressful when it comes to gift-giving, especially when the budget is tight. There are a few different types of gift-givers, but no matter which one is more like you there are solutions to keep you stress-free and finish the year with money in the piggy bank.

The Over-Gifter: This person loves the holidays and loves to give gifts. Her list usually includes everyone she can think of, and this can cause her to get into trouble with spending. To combat this problem, it is imperative to set a budget and prioritze, then stick to it. A great option is creative gifting. Focus on ideas that can be packaged beautifully but will leave a big impression–bake cookies or make homemade candies, ornaments or frames, then wrap them up with beautiful bows or in colorful containers. People love creative gifts and they allow you to include everyone in your gifting without breaking the piggy bank.

The Procrastinator: This person doesn’t like the hustle and bustle, the traffic, the come-hither ads that lure people into stores, thus he tends to be a procrastinator. The problem with procrastination at this time of year is that you may end up spending more than you would have had you shopped early. An easy solution is to make a list and set a budget, then either shop online or purchase gift cards. It’s painless and simple.

The Self Gifter: Self gifters get caught up in all the great sales and end up purchasing gifts for themselves. The obvious problem is that your budget is blown and come January your are in debt. The key here, like above, is to set a budget and stick to it. It’s ok to give yourself a personal spending allowance when you are out shopping, but you have to be vigilant in not going over the limit.

No matter how many gifts you have on your list it is not difficult to get through the holidays and end up with money in the bank. It just requires making lists, setting a budget and sticking to it. There are so many great gift ideas out there that don’t involve spending a lot of money, so get creative, shop wisely and remember to have fun.

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