Archive for September, 2014

San Diego Calendar of Events for October 2014

Tuesday, September 30th, 2014

Happy October!

St. Augustine Small Schools Cross Country Invite

The event is a series of cross country races for students from small schools with a low attandance of 1,400 or less pupils. There will be a total of four varsity and junior varsity races for each gender group. Medals and awards are given in each race. You’re welcome to come and cheer them on.
Date: October 03, 2014
Time: 3:00 pm – 4:30 pm
Location: Morley Field Cross Country School (2221 Morley Field Dr.)
Contact Jerry Downey @ (619) 435-3913
6th Annual Oktoberfest by EdUCate

In addition to a feast of German food, beer, and music, there are contests, games, and activities that will keep everyone amused all afternoon. If you’re up to it, try to climb the climbing wall. You can ride the Old Town Trolley to go to and from the event.
Date: October 04, 2014
Time: 2:00 pm – 7:00 pm
Location: Standley Park & Rec. Center (3585 Governor Dr.)

For more information visit:
Pacific Beachfest

It’s a beach party! So, put on your swimsuit and head to the beach. There’s live music, sand dancing, beach volleyball, beach tennis, a surf contest, professional skateboarding, and a 5K run. You can shop along the beachfront, stop for lunch or have a beer. A bouncer will keep the kids busy.
Date: October 04, 2014
Time: 11:00 am – 7:00 pm
Location: For more info. visit:
Filipino Arts & Culture Festival (FilAmFest)

Filipino traditions and American culture come together. Be sure to visit the Arts & Cultural Pavilion for unique items and delicious food. There are also fun activities for kids.
Date: October 04, 2014
Time: 10:00 am – 6:00 pm
Location: Paradise Valley Road

(between Woodman St. & Gilmartin St.)
For more information visit:
Barrio Logan Sign Unveiling & Art Festival

Celebration with food, art, music, dance performances, and beer & wine tasting. People can have fun creating pinatas and show them off in a procession. Unveiling of the sign takes place in the evening.
Date: October 05, 2014
Time: 2:00 pm – 10:00 pm
Location:  Cesar Chavez Blvd.

For more information visit:
Del Norte High School Homecoming Parade
The student body is proud to present this parade to showcase the school and student talent. You’ll hear a marching band and see marching groups and members from various school clubs.
Date: October 10, 2014
Time: 11:00 am – 12:00 pm
Location: Del Norte High School parking lot

Contact: Jennifer Mitchell @ (858) 487-0877 x-6147
La Jolla Art & Wine Festival

Over 150 artists, live acoustic music, wine, spirit, & beer garden, food court, and a silent auction.
Date: October 11 and 12, 2014
Time: 10:00 am – 6:00 pm
Location:  Girard Avenue (between Torrey Pines Rd. & Prospect Ave.)
For more information visit:
20th Annual Little Italy Festa
A prelude to the Little Italy Festa. See talented chalk artists create amazing chalk art on the sidewalk known as Gesso Italiano. You can also shop at the Mercato (outdoor market). In the evening, an Italian film will be shown outside on a large screen.
Date: October 11 and 12, 2014
Time: 10:00 am – 10:00 pm
Location:  Chalk Art (Date St. between India St. & Front St.)

For more information visit:
The Haunted Trail of Balboa Park &
The Haunted Hotel
A haunted forest in the darkness of night is beckoning for you to come and walk upon its trail with eerie sounds, lurking shadows and creepy fingers reaching out for you. Or maybe the creaky door of the haunted hotel is beckoning for you to go inside.

Date: September 26th – November 1st

Time: 7:00 pm – 11:00 pm
Location:  Broker’s Building basement
For more information visit:  |
7th Annual Fifth Avenue Auto Showcase
The Gaslamp District is showcasing traditional favorites to lavish luxury cars. Get a close look at Italian exotics such as the Farrari and Maserati and American classics such as the Thunderbird and Corvette.

Date: October 12, 2014

Time: 11:00 am – 4:00 pm
Location:  Gaslamp Quarter
Walk To End Alzheimer’s
Alzheimer’s disease is effecting about one in 85 people. Currently, there is no cure. Proceeds from this 5K walk will provide funding for research programs and services. The walk is accompanied by an expo.

Date: October 18, 2014

Time: 8:00 am – 11:00 am
Location:  Balboa Park
For more information visit:
Slide The City
A 1,000-foot long inflatable water slide will be set up downtown San Diego. Food, music, dancing, and shopping. Wear your swimsuit and bring your friends!

Date: October 18, 2014

Time: 11:00 am – 7:00 pm
Location:  Beech Street (between 9th Ave. & 3rd Ave.)
For more information visit:
Making Strides Against Breast Cancer

Make strides against breast cancer by joining this nationwide walking event. Form teams and raise funds that are used for breast cancer research, screenings, and awareness.
Date: October 18, 2014
Time: 5:00 am – 1:00 pm
Location:  Balboa Park
For more information visit:
Rancho Penasquitos Recreation Council Oktoberfest
Come hungry for a feast of German foods (bratwurst sausage, red cabbage, sauerkraut, potato salad, coleslaw, roll, apple strudel) and spirits from the Biergarten. Learning Bavarian folk dances and instruction in yodeling. It’s a load of fun!

Date: October 24, 2014

Time: 6:00 pm – 10:00 pm
Location:  Hilltop Community Park (9711 Ovledo Way)
For more information visit:
he Boulevard Boo! Parade

Show off your fiendish, ghoulish, or adoring fashion by letting your costume come alive!
Date: October 25, 2014
Time: 10:00 am – 1:00 pm
Location:  El Cajon Blvd./59th St. – El Cajon Blvd.
For more information visit:
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What is the True Value of That Home?

Thursday, September 25th, 2014

Real estate information sites like Zillow, Trulia, and others have changed the real estate industry in many ways, most notably by their ability to provide instant information to consumers about home sales and statistics, neighborhood data, and other community information. When such sites start analyzing home value, however, the consumer is not getting accurate data in most cases, so beware and read on if you are a buyer or seller, or plan to be either in the future.house_question

When such sites use estimates to tell potential homeowners or buyers what a home is worth, it is undoubtedly a poor attempt to create a Comparative Market Analysis – a tool which real estate agents use to assess value. Site valuation systems have created problems since inception and continue to do so.

The problem with such estimates is that in the majority of situations they are completely inaccurate. Why? Here are the reasons:

1.  Third party site estimates only measure comparable sales in the immediate neighborhood, so if there are no recent sales or if there are sales in similar neighborhoods that make good comparable properties, those are not used to calculate the value of your home.

2.  Third party site estimates cannot take into consideration key factors that are used in determining value, such as upgrades, view, location in the neighborhood (you may have a lot that is in a better area than the most recent sale, for example). They do not compare and contrast specific features of a particular property. If you put in a gorgeous built in BBQ and spa in your yard and upgraded the kitchen, bringing up the value, and the neighbor’s identical floorplan home with no upgrades just sold, your estimate will likely reflect the price of the neighbor’s home. This is a problem for buyers who are looking online for homes to possibly purchase.

3.  Third party site disclaimers often are ignored: Most buyers and sellers using such tools view them as real estate gospel – or at least believe them to be accurate. Once they see such an estimate for a home they may be contemplating viewing in order to purchase, they may decide not to bother because according to the estimate it is priced too high. I get comments like this from potential buyers on my listings all the time.

Zillow, for example,  specifically states on their site that “the Zestimate is a good starting point as well as a historical reference, but it should not be used for pricing a home.” Not many people likely get to that page (you have to click on the question mark in the fine print when you hover over the asterisk by the “Zestiimate,” and then click for more information, which brings you to another page).

Real estate agents face many challenges because of these inaccurate analyses. Case in point: I have two listings on the same street; both nicely upgraded and about the same size and with similar views,  but very different floorplans. Zillow has them listed with a $40,000 price difference. The model match of one of them (also nicely upgraded) is currently in escrow at a price that is not even close to the “Zestimate.” Because of this people viewing the other home, which shows a lower “Zestimate,” think that home is priced too high. But based on the upgrades and amenities and other factors the site cannot take into consideration, it is not.

The important lesson here for both buyers and sellers is to find an experienced real estate agent in the areas in which you are looking to buy or sell. Have that person prepare a detailed market analysis. Only then will you truly know the value of any property in your search area. Do not rely on third party websites that do not have the ability to take into consideration all the factors that an appraiser would look at when appraising a home – comparable prices, upgrades, amenities, location and view.


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Just Listed: Exquisite Carlsbad Estate Home

Monday, September 22nd, 2014

Welcome to 7057 Heron Circle, Carlsbad, an exquisite luxury home with a premier Bay Collection address just minutes from the beach, shopping, dining and highways. Filled with high-end tasteful upgrades throughout, this home leaves nothing to the imagination: 5 bedrooms plus office/library, 4 ½ bathrooms, 3 fireplaces, granite and travertine, custom cabinetry, stainless appliances, crown molding, French doors, designer paint and window treatments, view balcony…the list goes on. Entertainers’ paradise backyard with pool, spa, fireplace, built-in BBQ, raised dining area with canopy, outdoor speakers, and beautiful easterly views.   Offered at $1,449,000 image001_mls

Features Include:

• 5 bedrooms, office, 4 ½ bathrooms, 4203 square feet

• Resort-like yard with sparkling pool, spa, waterfalls, fireplace, built-in barbeque, raised dining area with canopy, beautiful landscape and serene tree-lined views out to the hills/mountains

• Dual staircases – grand wrought iron spiral staircase in the front foyer and convenient back staircase by kitchen and garage

image039_mls• Travertine tile floors downstairs and upgraded carpeting upstairs

• Beautiful granite and travertine chef’s kitchen with oversized center island, stainless appliances, 6-burner stove, custom hood, corner desk area, trash compactor and walk-in pantry

• Custom paint throughout with crown molding and decorative hand-painted designs in dining room and wine room/den, plantation shutters and custom drapery

• Downstairs bedroom with attached bathroom

• 3 fireplaces – family room, den/wine room and living room image011_mls

• Elegant and spacious master suite with view balcony – enjoy lovely tree-line views out to the hills

• Stunning spa-like master bathroom with his and hers sinks, huge soaking tub, walk-in travertine shower, large walk-in closet, and coffee counter

• Upstairs office with dark wood and built-in shelving

• Upstairs laundry room

• Wine room/den/second living room with wine closet

image021_mls• Speaker system throughout home – living room, den, family room, master suite and backyard

• 3 car garage with Epoxy flooring and storage

• Central alarm system and central vacuum system

• Low HOA fees and mello roos

• Carlsbad Unified School District

• Close to beaches, shopping, dining and highways

Contact listing agent Rachel LaMar for a private showing at 760-310-9466. California BRE license number 01399682. Proudly offered by LaMar Real Estate, To visit the property website and view the virtual tour click here.


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Updated California Residential Purchase Agreement Coming Soon

Tuesday, September 16th, 2014

If you are a real estate agent in California you may have heard that there will  be a new Residential Purchase Agreement (RPA) on November 24, 2014. What does this mean to agents? First of all, it means you will need to learn how the new contract will affect your sales. Since many agents don’t bother to ready through the RPA on a regular basis, this is a chance to start off fresh and really understand how the document works and protects your buyers and sellers.

Here are some of the highlights of the new RPA.

1.  Extended buyer contingency period. The standard contingency period of 17 days will be extended to 21 days. This offers more protection for the buyer, but may have the sellers biting their nails for 4 extra days. Nevertheless, it gives the lender more time to secure the loan and provides better peace of mind for all in that respect.

2.  Loan and appraisal contingencies will be separate. The current contract ties the two together, so that removal of one means removal of the other. The new RPA will separate these two contingencies, such that the buyer will still have an “out” if the home does not appraise or if the loan is denied, even if the other contingency had been removed. However, the seller is protected as well, in cases where buyers have waived or removed the appraisal contingency, as they cannot back out if the home does not appraise.

3.  Buyer direct deposit added to initial deposit field. There will now be a check box allowing the buyer to select to send their initial deposit to escrow via direct deposit.

4.  All cash offer added to first page. The “all cash offer” check box has been added under Finance Terms in section 3 on page one.

5.  Broker scope of duty. An entire paragraph has been added (section 18 B) that outlines the broker’s scope of duty in regards to the contract – what the broker is and is not liable for in relation to the contract. This provides more protection for brokers.


It is important to take a class to understand all the changes to the RPA so that you are prepared and know the legal ramifications. Most local associations are offering free classes, so check with yours and sign up. As with all legal documents, changes usually offer further protection to the parties involved in signing them, so make sure you are able to best represent your clients and stay educated!

For a list of courses around the state click here.

For a list of online self-study courses click here.



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New Split-Level Upgraded View Listing in Carlsbad

Friday, September 12th, 2014

Welcome to 1432 Sapphire Drive…Offered at $779,000.

This superbly upgraded split level 5 bedroom home is both elegant and charming, with numerous custom finishes and beautiful mountain and canyon views. Newly upgraded kitchen with gorgeous granite counters, travertine tumbled tile backsplash and stainless steel appliances. New paint inside and out, and new carpeting throughout. Upgraded bathrooms, fantastic view yard, large patio area, fountain and raised organic gardening beds….all nestled in the gated hilltop community of Mar Brisa, just minutes from the ocean, shopping and dining. Low HOAs, no mello roos, community pool, spas, play and exercise lots – come live the Carlsbad lifestyle! For more photos and to view the virtual tour please click here to visit the property website. image_001_mls


• 5 bedrooms, 3 bathrooms, 2296 square feet of living space

• Bright and full of natural light

• Expansive mountain, canyon and golf course views from family room, living room, kitchen and yard

• Delightfully upgraded kitchen with stainless appliances, granite counters, travertine tile backsplash

image_006_mls• Master bathroom with plantation shutters, new tile flooring, new mirrors, fixtures

• Custom paint, marble sills on all windows (except those with shutters)

• Downstairs living room/den with fan, surround sound speakers

• Upstairs bathroom has new sink, toilet, mirror, and fixtures

• 5th permitted bedroom added downstairs

• 3 bedrooms downstairs, master and one bedroom upstairs image_005_mls

• Upgraded downstairs bathroom with marble counters, new sink/cabinet, new fixtures

• Large backyard patio, grassy areas and side yards, lovely fountain

• Gardener’s paradise includes passion fruit, orange/lime, pomegranate and apple trees, and raised organic gardening beds for your vegetable garden

• Generous under-house storage area

image_024_mls• Freshly painted exterior

• Lots of storage throughout

• Laundry room with large sink

• Two car garage with tuff tech flooring and storage

• Low HOAs, no mello roos

• Gated community with community pool, spas, play and exercise lots, RV lot

• Award winning Carlsbad Unified School District

This listing is posted courtesy of Broker Rachel LaMar, California BRE license number 01399682. Please call 760-310-9466 for further information or to schedule a showing.

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New Coastal Carlsbad Cul-de-Sac Listing!

Monday, September 8th, 2014

Just listed…6438 Opal Way, Carlsbad CA 92011. Enjoy the Carlsbad lifestyle just minutes from the beach! This beautiful Mar Brisa hilltop home is situated on a cul de sac with extended driveway, private yard and great curb appeal. Clean and bright with laminate wood and tile flooring and a fabulous kitchen image001_mlswith lots of counter and cabinet space. Formal dining room, cozy family room with fireplace, central air conditioning, new landscape and exterior paint, plus a wonderful backyard with firepit, and large grassy area. All this in a gated community with pool, spas, play areas, low HOAs and no mello roos! Offered at $769,000.

Features Include:

• 2275 square feet, 4 bedrooms, 2.5 bathrooms

• Filled with natural light image006_mls

• Cul de sac corner lot

• Custom paint

• Gated community

• New exterior paint

• Bright kitchen with Spanish tile flooring and center island, refrigerator included

• Formal dining room image020_mls

• Family room with fireplace

• Spacious master suite with large bathroom

• Upstairs laundry room, washer and dryer included

• Ocean peek-a-boo views from front facing bedrooms

• Cathedral ceilings in living room

• 3 car garage and extended driveway

image008_mls• Great backyard with pavers, big firepit seating area and large grassy side yard

• New landscape

• Low HOAs ($139/month) and no mello Roos

• Community pool, spas, tot lot, exercise lot

• Carlsbad School District

• MLS number 140049335

For more information please call Rachel LaMar, agent at 760-310-9466, or click here to visit the property website.  CA BRE Broker license number 01399682.

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San Diego Housing Market Update for September 2014

Thursday, September 4th, 2014

What is happening with the housing market? That is a big question right now all across the country. Of course, it is not truly possible to give an answer that will cover all parts of the country. Let’s look at San Diego County and focus on some of the things that are affecting home sales.

Prices are stabilizing. Prices soared across the county during the summer months. Now that summer is practically over most industry experts and commentators expect that prices will stop rising at such a quick rate and we will return to a more “normal” housing market. Many real estate agents, including myself, seem to agree. According to Zillow, San Diego home prices rose 9% in the last year and will continue to rise 3.8% in the next year.

Interest rates remain low. Rates are still very low, in fact they are the lowest in years (hovering around 4.1% this week on a 30 year fixed mortgage). Many factors contribute to this, including geopolitical instability, but the fact is that buyers can still take advantage of some great mortgage products. If inventory continues to increase this should stimulate sales.

Inventory is rising. Inventory this summer finally rose out of the doldrums. Currently San Diego County has close to a 4 month supply of inventory. As of mid-August, housing inventory had increased 14.3% since the same time last year, providing more choices to buyers.

Pending home sales show slight improvement. Pending home sales have been down year to year since 2012, but the decrease in July was smaller than the average over the last six months, indicating that pending sales may be on a slight increase, this according the the California Association of Realtors. Whether this trend will continue as we head into the holiday season is unknown, but there definitely are certain parts of the county where agents feel more homes are starting to go into escrow. Pending home sales are an indicator of future home sale activity.

Buyer’s market: coming soon? If rates continue to stay low and prices stabilize, the market will likely slowly shift to a buyers’ market. Some areas are seeing that effect already, and it seems pretty inevitable that we will move into that direction.

Of course there is no crystal ball for real estate, but all signs point to a market that is stabilizing and still in recovery. Indicators point to a more “normal” housing market moving forward, where sellers and buyers are on more equal footing.

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San Diego September 2014 Events Calendar

Monday, September 1st, 2014

Happy September to everyone! Have a wonderful month.


September 5 – 7, Annual Challenge Walk MS
The event is a 3-day, 50-mile walk from Carlsbad to downtown San Diego. Participants can experience a personal journey of spirit and physical stamina while benefiting the Multiple Sclerosis Society. Refer to website for registration information.
Time: 7:30 am
Location: Starting point: Carlsbad Flower Fields, 5704 Paseo Del Norte, Carlsbad
For more information visit
September 6, 50th Annual Poway Days Parade 
This event includes a 5k race, pancake breakfast, old-fashioned parade (along Poway Rd.), and Motorhead Madness event. There will be food, entertainment and fun for the whole family!
Time: 7:00 am – 1:00 am, Parade: 9:00 am
Location: Poway Community Park, Poway
For more information visit  
September 6, Grape Day Festival, Parade and 5K
This parade features equestrians, floats, marching bands, and walking groups. In celebration of its heritage, this festival will have grape stomping, free grapes, entertainment stage, vendor booths, fun zone, and a wine and craft beer tasting pavilion!
Time: 5k: 7:30 am, Parade: 9:30 am, Festival: 9:30 am – 4:00 pm
Location: Grape Day Park, 321 N. Broadway, Escondido
For more information visit
Powerboat Racing & Festival
Join the crowd at Mission Bay to watch the fastest boats in the world compete to win at this extreme watersport event. You’ll see sleek powerboats and hydroplanes race so fast that they nearly become airborne. See website for tickets and campsite fees.
Time: 6:00 am – 6:00 pm
Location: Mission Bay, 1404 Vacation Rd., San Diego
For more information visit
September 13, Santee Bluegrass Festival
This festival will feature wine and beer tasting, food sampling, a silent auction, and live Bluegrass music. Participants will receive a commemorative wine glass and designated drivers will receive an engraved water bottle. Refer to website for admission information.
Time: 5:30 pm – 9:30 pm
Location: Town Center Community Park East, 550 Park Center Dr., Santee
For more information visit
September 13, Fiestas Patrias – Mexican Independence Day 
Fiestas Patrias celebrates Mexican Independence with colorful displays of dancing, storytelling, and music. Enjoy lively free activities, including children’s games. Other activities include branding, corn husk doll making, relay races, and vaquero games.
Time: 12:00 pm – 4:00 pm
Location: Old Town San Diego - adjacent to the Old Town Transit Center
For more information visit
September 13, Bonitafest
Bonitafest will feature vendor booths with food, crafts, and exhibitors. There will also be free style motocross with X-Game riders. The parade will feature horse groups, high school bands, antique cars, youth groups, service clubs, and military. This is a free event.
Time: 10:00 am – 4:00 pm
Location: Bonita Vista High School, 751 Otay Lakes Rd, Chula Vista
For more information visit
September 13 – 14, Annual Coronado Art Walk 2014
This is an open-air arts festival. Artists have been selected by a jury for their ability to express the vast and varied world of art in their particular art form. Painting, hand crafted jewelry, photography, ceramics and other mediums will be featured.
Time: 10:00 am – 5:00 pm
Location: Coronado Ferry Landing, 1201 1st St., Coronado
For more information visit
September 19, 20th Annual Festival of Beer 
This indoor/outdoor event will feature live music and nearly 60 different breweries serving up 120 varieties of beers. Inside will be food items and munchies for sale plus a selection of fine wines for purchase by the glass.
Time: 6:00 pm – 11:00 pm
Location: Port Pavilion on Broadway Pier, 1000 N. Harbor Dr., San Diego
For more information visit
September 20, 45th Julian Music Festival 
Julian celebrates the end of summer with music and this year will be no disappointment! There will be a variety of music everyone will enjoy including bluegrass to western ballads.
Time: 1:00 pm – 8:00 pm
Location: Menghini Winery, 1150 Julian Orchards Rd., Julian
For more information visit
September 20, 30th Annual California Coastal Cleanup Day 
This event is a major part of an international coastline cleanup that includes all 50 states and over 100 countries worldwide. Refer to website for registration information.
Time: 9:00 am – 12:00 pm
Location: San Diego coastline beaches and bays
For more information visit
September 20, Annual Mira Mesa Street Fair 2014
This event includes entertainment on two stages, a carnival, children’s crafts and games, free rock painting for kids, craft, vendor, and info booths, and a Scout village, showcasing camping skills and equipment.
Time: 10:00 am – 5:00 pm
Location: Camino Ruiz from Mira Mesa Blvd. to New Salem St.
September 21, 19th Annual Encinitas Oktoberfest 
There will be Bavarian dancers, a German-American band, a street craft faire with over 200 vendors, authentic German food and beer, and a ceremonial parade at noon. There will also be a family fun zone with children’s games, family oriented activities, and much more.
Time: 10:00 am – 5:00 pm
Location: 1690 Wandering Rd., Encinitas
For more information visit
September 21 – 26, San Diego Restaurant Week
Over 180 participating restaurants will be offering three-course prix-fixe (a set meal at a fixed price) dinner and lunch menus. See website for a list of participating restaurants. No tickets or passes are necessary but reservations are recommended.
Time: Times vary
Location: Various San Diego Locations
For more information visit
September 27, Tour de Fat Festival & Bicycle Parade
There will be a festival of colorful Brazilian dance performances, delicious cultural foods, New Belgium beer, arts and crafts, unusual bike contests, and a costumed bicycle parade. This event promotes the use of bicycles as a sustainable form of transportation. This is a free event.
Time: 11:00 am – 5:00 pm
Location: Golden Hill Community Park, 2600 Golf Course Dr., San Diego
For more information visit
September 27, 25th Annual AIDS Walk/Run San Diego
This is the largest one-day HIV/AIDS fundraiser in San Diego where you can participate in a 5K walk or the USA Track and Field Certified 10K Run. This event also includes a health and wellness fair. Refer to website for registration information.
Time: Opening ceremonies start at 7:20 am
Location: Normal St. and University Ave., San Diego
For more information visit
September 27 – 28, 33rd Annual Adams Avenue Street Fair
This is a truly popular event where you can enjoy 7 stages with 90 musical performances. There will also be about 300 art, food, and craft vendors, plus carnival rides and a beer garden. This is a free event.
Time: Sat: 10:00 am – 10:00 pm, Sun: 10:00 am – 7:00 pm
Location: Adams Avenue - between 32nd St. and 35th St., Normal Heights
For more information visit 
September 27 – 28, Carlsbad’s Annual ArtSplash 
A free festival of arts for the entire family! This event will include chalk art street paintings, creation of art on-site, street performances, car show, food, fun, and much more. The funds raised will benefit North County schools.
Time: Sat: 10:00 am – 6:00 pm, Sun: 10:00 am – 5:00 pm
Location: Armada Dr., above the Flower Fields, Carlsbad
For more information visit
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