Archive for September, 2013

October 2013 San Diego Calendar of Events

Monday, September 30th, 2013
Through October 6
Fleet Week
Fleet Week honors and celebrates the men and women of the military through public events that entertain and alliances that thank and support these heroes.  Events include a golf tournament, Coronado Speed Festival, MCRD Boot Camp Challenge, Football Classic and the Miramar Air Show.
Time:  Refer to website for schedule of events
Location:  Varies, refer to website
For more information visit
October 2-6 
Fashion Week San Diego
This event is a collaborative entertainment fashion event to celebrate emerging designers by showcasing and highlighting the pulse of these entrepreneurs and what they are creating.  Open to industry professionals and the general public.
Time:  Refer to website for schedule
Location:  Refer to website
For more information visit
October 4-5
MCAS Miramar Air Show
The theme for the 2013 MCAS Miramar Air Show is “100 Years of the
Marine Air Ground Task Force.” Guests will have the opportunity to enjoy exciting aerial performances from talented aviators demonstrating their incredible flying abilities.  Additionally, the air show will feature static displays, including past and present military equipment exhibits, air show memorabilia and plenty of refreshments to keep you cool while you enjoy the inspiring feats of these pilots.
Time:  Gates open at 8:00 am daily, Saturday Twilight Show begins at 5:30 pm
Location:  MCAS Miramar
For more information visit
October 4-6
Oktoberfest 2013 – La Mesa
La Mesa’s Oktoberfest is among the largest celebrations of its kind on the West Coast.  Traditional German celebration featuring dancing, food, beer gardens, Bavarian bands, arts & crafts, commercial booths, and kids’ carnival.
Time:   Fri. & Sat. 11:00 am – 11:00 pm / Sun. 12:00 pm – 5:00 pm
Location:  La Mesa Boulevard (between Date & Fourth Streets, La Mesa)
For more information visit

October 5
Taste of North Park
North Park’s most memorable dining event, Restaurant Walk is open to all ages.  Sample a variety of food from local restaurants.  North Park boutiques and art galleries will also be offering free samplings of a variety of locally-made microbrews and ales.
Time:  11:00 am – 4:00 pm
Location:  Restaurant Row, 30th St. & University Ave., North Park
For more information visit
October 5
Annual Pacific Beachfest
A beach party with entertaining music, sand dancing, surf content, 5K run, kids fun run, beach volleyball tournament, skateboarding, food court, beer garden, arts & crafts, kid’s action alley, and shopping on the beachfront.  Free.
Time:  11:00 am – 7:00 pm
Location:  Pacific Beach Boardwalk, between Diamond & Thomas
For more information visit
October 5-6
Julian Apple Days Festival
As part of Julian’s Apple Days Centennial Celebration, a special weekend full
of fun for the whole family will be held, featuring apple displays, music and dancing, an antique tractor display, children’s games and activities, gold panning demonstrations, a beer and wine garden, food and merchandise vendors, contests, and apple pie!  Admission is $5 for adults, children 12 and under free.
Time:  10:00 am – 5:00 pm
Location:  Menghini Winery, 1150 Julian Orchards Dr., Julian
For more information visit
October 11-13
Annual Polish Festival
This Polish festival includes delicious Polish food, a beer garden,
vendor booths and Polish entertainment.  Admission $3 (16 yrs+)
Time:  Fri (21+) 5:00 pm – 11:00 pm / Sat. 12:00 pm – 10:00 pm / Sun. 12:00 pm – 6:00 pm
Location:  St. M. Kolbe Roman Catholic Polish Mission, 1735 Grand Ave.
For more information visit
October 12-13
La Jolla Art & Wine Festival
This art and wine festival showcases outstanding works from emerging and established artists.  Live music from local musicians, wine & beer garden, food court, silent auction. Free.
Time:  10:00 am – 6:00 pm
Location:  La Jolla Village, lower Girard Ave. between Prospect & Kline
For more information visit
October 13
Annual Little Italy Festa
The Little Italy Festa is known to be one of the largest single-day Italian American festivals West of the Mississippi.  Enjoy the wine & beer garden, music on 3 stages, Italian food & craft booths, sidewalk chalk art, kids fun zone, Italian Motor Sports Exhibit, and tons more.
Time: 10:00 am – 6:00 pm
Location:  Little Italy, Downtown San Diego, India St. between Ash & Grape St.
For more information visit
October 19-20
Annual MS Bay to Bay Bike Tour
A scenic and challenging ride for both experienced and novice cyclists.  This 2-day bicycling adventure begins in Orange County and finishes in San Diego.  Choose to travel 15, 30, 100, or 150 miles over 1 or 2 days.
Time:  9:00 am – 2:00 pm
Location:  Irvine to San Diego
For more information visit
October 19-26
Spooky Sleepover
Spend the night at the San Diego Zoo during a Halloween-themed Spooky Sleepover.  Includes activities such as making a Halloween craft, private bus tour, up-close personal animal encounters, trick or treat and much more.  For families with kids ages 4 & up.
Time:  Sat. 4:00 pm ending Sun. 9:00 am
Location:  San Diego Zoo, 2920 Zoo Dr.
For more information visit
October 20
Escondido Downtown Street Faire
Over 500 vendors, live entertainment, and food from around the world have combined to make the Escondido Downtown Street Faire a family tradition since 1989.
Time:  9:30 am – 5:30 pm
Location:  Downtown Escondido, Grand Ave., between Centre City Pkwy & Ivy
For more information visit
October 26
Annual Boulevard Boo! Parade 2013
A Halloween-themed parade with ghoulish floats, vintage cars, equestrian entries, unique costumed characters, bands and more!
Time:  10:00 am
Location:  College Area – El Cajon Blvd & 59th St.
For more information visit
October 26
Annual Monster Bash
Adult Halloween Block Party with live entertainment, food, dancing, cocktails.  Wear a costume and mingle!
Time:  6:00 pm – midnight
Location:  Gaslamp Quarter, downtown San Diego, 6th Ave. & Market St.
For more information visit
October 26
Annual Nightmare on Normal Street
The streets will be filled with people showing off their elaborate costumes and enjoying the festivities.  You’re welcome to come with or without a costume..but do you really want to be “Normal” tonight?
Time:  7:00 pm – 10:00 pm 21+
Location:  Hillcrest – Normal St. between University Ave. & Blaine St.
For more information visit
October 26-27
Escondido Renaissance Faire
Travel back to the 16th century.  Activities include battle pageants, music in the streets, jugglers and costumed re-enactors performing.  Admission fee covers all entertainment.
Time:  10:00 am – 6:00 pm
Location:  Felicita County Park, 742 Clarence Ln., Escondido
For more information visit
October 26
Annual Light the Night Against Crime 5K
Join law enforcement for this nighttime 5K run/walk includes
a post event social and a kid’s zone.  Wear a costume and bring a flashlight!
Time:  5:00 pm – 9:30 pm
Location:  Balboa Park – Old Navy Hospital, Park Blvd. & Presidents Way
For more information visit
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Top 10 Overlooked Home Purchase Questions

Tuesday, September 24th, 2013


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Mortgage Rates Predicted to Decrease & Existing Home Sales Hit 6 Year High

Thursday, September 19th, 2013

Mortgage Rates Predicted to Decrease: There have been many reports that rates will do the opposite and increase as we head toward the end of the year. However, due to recent events in the last several days it appears this may no longer be the case. Here’s why this seems to be a reality, in a nut shell: for some time now the Feds were indicating that they were going to slow down their purchases of mortgage-backed securities. In anticipation of this event, mortgage rates jumped up several times over the summer. But the latest news is that the Feds are NOT going to taper off on their bond purchases, which means there is no reason to increase mortgage rates; thus, the likely result is that we will see rates drop or not rise – and this will likely be within the next 30 days according to many mortgage professionals.

You may wonder why the sudden change. The rationale is that with the ongoing housing recovery, raising rates may quash all of the healing and continued strong sales numbers that we are seeing – higher rates could lead to fewer buyers. The Feds do not want this to happen. The reduction in Fed monthly asset purchases was predicted to be around $10 billion. If you are a buyer NOW is definitely the time to make that purchase, as this will likely not last for a long period of time.

High Existing Home Sales Numbers: It is official – sales of existing homes are at a 6-year high, according to statistics just released by the National Association of Realtors (NAR). Sales in August rose 1.7%, bringing the total increase to 13.2% year over year for the month. NAR warned that inventory levels still prove challenging in many areas, and that the high prices may be a temporary peak. They surmise that the rising interest rates may have pushed more buyers to close deals in August.

dreamstime_4613470Qualifying for Loans Will Get Harder Come January: Beginning in January of 2014 it will be harder for many buyers to qualify for loans, as investors will have to be tougher on qualifying ratios due to stricter underwriting guidelines that take effect January 1. If you are a buyer please speak with your qualified mortgage professional to see how this may effect you, and to get more information.

All in all things in the housing market will likely continue to improve. Inventory is still on the low side, but with mortgage rates staying put or even decreasing buyers will have more buying power. My suggestion is to consider purchasing now, before the end of the year, if you are in the market to do so. Things may change after we head into 2014. Consult with your local experienced real estate agent or broker to discuss your individual market, and get informed so you can make smart choices.

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For Sale: Tastefully Remodeled La Costa Townhome

Friday, September 13th, 2013

Introducing our newest listing at 2410 Altisma Way, Unit E in Carlsbad, offered at $435,000. This tastefully remodeled tri-level townhome has been redesigned and upgraded, and nothing has been overlooked – from the kitchens and bathrooms to the flooring, doors, windows and lighting. Also enjoy two private decks with wooded views, fenced patio and one car attached garage, plus complex pool and spa.image003_mls

Features include:

•  Distressed hardwood flooring, tile in kitchen & entry, and upgraded carpeting in bedrooms and on stairways

•  Granite counters, custom maple cabinetry, stainless sink, black appliances

•  Kitchen was completely redesigned with added pantry and extra counter space

•  One car garage with easy access to home (just 2 steps to front door)

•  Vaulted ceilings

image010_mls•  Custom fixtures and recessed lighting throughout

•  Custom window treatments

•  Large master suite with upgraded carpet, granite counters in bathroom, custom cabinetry, designer oversized walk in shower with glass block wall, large walk in closet, custom window treatment

•  Dual pane windows throughout

•  Decks off living room & bedroom 2, enclosed patio off master

•  Upstairs bedroom with full bath and balcony with wooded views

•  Custom paint throughoutimage011_mls

•  New doors throughout

•  Old fashioned wood burning stove

•  Community pool, spa and sauna

•  Low HOA fees (only $200 a month)

•  Close to the beach, shopping, dining, entertainment and La Costa Resort & Spa

Please contact agent Rachel LaMar for further information or to schedule showings at 760-310-9466. MLS #130049180.

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5 Reasons Why You Need a Realtor

Thursday, September 12th, 2013


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Carlsbad Ocean View Home for Sale

Friday, September 6th, 2013

Enjoy ocean views and peeks, sea breezes and stunning sunsets from this fabulous turn-key single story Terramar  beach home, located just across the street from the sand and your private beach entrance. -1With a full remodel just completed and over $100,000 in upgrades, this home is move-in ready.

image009_mlsEverything has been redone: wood and tile flooring, granite counters, stainless appliances, custom paint inside and out, landscaping in the large, private backyard (new sod, sprinkler system, plants), dual pane windows, fixtures and hardware, epoxy garage floors…and more! Detached 2 car garage and plenty of parking. This 2 bedroom, 2 bath home includes bonus room and laundry room, & offers plenty of living space. Stroll/ride into the Village to dine, shop or catch the Coaster.

Terramar is Carlsbad’s premier beach neighborhood, comprised of beach cottages and multi-million dollar homes, and offering casual beach living on one of the only private beaches in San Diego. Want an even bigger view? Add on a second story or roof top deck for a panoramic ocean view.

Features include:

•  2 bedrooms, 2 baths, 1085 square feet

•  Large bonus room/optional 3rd bedroom

•  Ocean views

•  New wood and custom tile flooringimage013_mls

•  Granite counters in kitchen with glass tile backsplash

•  New stainless appliances, including refrigerator

•  Fully remodeled bathrooms – everything is new/upgraded

•  Indoor laundry room – washer and dryer included

•  New fixtures, hardware, sinks throughout

•  New paint – interior and exterior

image018_mls•  Large private, freshly landscaped backyard with lots of room

•  2 Car detached garage with expoxy flooring

•  New dual pane windows throughout

•  Owners have access to private gated Terramar Beach, just across the street

•  Carlsbad Village and boardwalk are just blocks away – dining, shopping, entertainment

•  Close to Coaster station, transportation and highways

•  Stunning sunsets

•  Potential for additions, with panoramic ocean view from a second story

•  Great primary or secondary home, or fantastic investment, with vacation rental income potential.

List price: $998,000. MLS #130047732 . Click here for virtual tour. Please call agent Rachel LaMar for more details at 760-310-9466.

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Should You Wait Until 2014 to Buy or Sell?

Tuesday, September 3rd, 2013

Many people have been asking lately whether they should buy or sell now, or wait until 2014 to do so, and this is a great question. While none of us have a crystal ball there are indicators of the near future in real estate, so let’s have a look at some things that might provide clarity to your question.

Inventory. The last several years have seen historically low inventory levels in many markets, including here in San Diego. In the last 6 months or so we have seen increases, but heading into the end of the year and holiday season – a time typically proven to have slower inventory – it is not likely that inventory will increase drastically until the Spring. This may or may not be bad news for buyers and sellers. There is always someone who needs a home, and there are usually some homes to purchase, so this really depends on specifically what one is looking for as a buyer, and what appeal a seller’s home has to the buyer pool. It is still considered a “selling” market, so if you are a buyer you must really study the particular market(s) upon which you are focusing, in order to develop a plan. It could be a great time to buy or sell, if you do your homework.

Interest rates. We all know that over the last several months interest rates have risen. Many predict that they will continue to rise as we head into 2014, but no one really knows. Too much of an increase could hurt the housing market, which is still in the early stages of recovering. At the same time, many lenders are still tightening the reins on loan approvals, and there is legislation proposed that could eliminate Fannie and Freddie, which could effect the markets and possibly interest rates. Many savvy market watchers advise buying or selling before the year ends, but you have to research your individual market(s) to make the right decision – hire a knowledgeable real estate agent to help you.

Prices. Prices have been increasing now for several months, but will they continue to do so in 2014? There is much speculation on this, but I have held true to the opinion that prices will start to level out. I do not believe we will see increases continue far into the new year. Rather, I think we will see slower, “normal” growth of single digit percentage points year over year. I think the crazy multiple offer situations will die down with the market stabilization. Prices will also be effected by interest rates and the ability to obtain a loan. If rates go up some buyers may not be able to afford what they once could, meaning sellers may have to accept lower offers in order to sell. Only time will tell, but even though we see signs in some areas, these things are not happening quite yet.

Loan eligibility. Many lenders are still making it tough to qualify for loans, and there are murmurings that this will only get more difficult with rising rates and a stabilization of home prices, which could lead to higher distressed inventory levels. The increased market prices have helped many homeowners get out from being “under water” (owing more on their homes than the homes are worth), allowing them to finally sell their homes and get out – but with a slow down in price increases there are many more who won’t make it there. Lenders are still scared of future defaults after the last market crash, and loan applications are scrutinized heavily. Loan eligibility depends on many factors, so if you work with a skilled mortgage professional he or she can help you get to the point where you are most eligible.

The real estate market is constantly fluctuating, and as long as that is true there will continue to be many predictions. My advice is to take them lightly and really research your specific market(s). You should consult professionals who can help you – local real estate agents and mortgage people – as they know their local markets better than any economist who can spew national data and figures. Whether it is the right time to buy now, or wait until the new year, will depend on local industry knowledge and keeping your pulse on the market…good luck!

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