Can the Government Really Help Struggling Homeowners?

The Obama administration announced yesterday that it is going to try yet again to push lenders to assist struggling homeowners with loan modifications. Are they planning on doing something different? Is there some magic noose that they have around the lenders’ necks that they will tug a little tighter on? Or maybe they are going…

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Carlsbad Parks Update: Poinsettia Park

This is the first in a series of blogs that will focus on the happenings at local parks. Poinsettia Park, a beautiful 42 acre sprawling park located in South Carlsbad between Poinsettia Lane and Palomar Airport Road, just off Hidden Valley Road, is a busy place right now! If you have driven by the park…

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October Home Sales

Home sales in North San Diego in October seem to be improving, despite problems with the lending industry. Sales of both attached and detached homes in North County decreased 1.33% in October from September. Here are the October statistics, according to HomeDex: Detached North County Homes: Median price $430,000 Average Price:$539,127 Total units sold: 772…

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What Makes a Stellar Agent?

I wanted to blog on this topic because I was in the middle of a chat session on another site where a question was asked of realtors. The question was, “Why is there such a negative attitude toward real estate agents?” You can imagine the slew of answers that resulted from this. In these answers…

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Watch Your Credit Card Rates–They May be Rising Soon

An article in the Huffington Post today announced that banks are planning to raise credit card rates and annual fees. The reason? The banks say doing so will protect consumers from sudden rate hikes. Many of these changes are scheduled to take effect February 22, 2010. These changes will apparently apply both to risky borrowers…

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A Different Perspective

Have we become a nation of whiners? I keep hearing that all over the place. Times are hard and many people have lost their jobs, homes, pride…and so much more. It can feel daunting at times and make us feel exhausted and even desperate. Keep in mind during these times that there were times that…

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It’s Official!! Buyer Tax Credit Extended and Expanded

It’s official…President Obama signed the buyer tax credit extension/expansion today. Now ALL homebuyers meeting the qualifications will be able to reap the benefits of tax credits upon purchase of their next home. To see the requirements read my post from 11-5-09. Happy shopping, and please let me know how I can help you realize your…

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Deed For Lease Program To Help Struggling Homeowners

The newest program in the Federal arsenal to help homeowners who are facing foreclosure is called the Deed for Lease program. Created by Fannie Mae, this program will allow homeowners to essentially become tenants in their homes for 12 month periods (including the possibility of renewal at the end of the lease). In exchange for…

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Senate Extends AND Expands $8,000 Tax Credit

More great news for homebuyers…late Wednesday that Senate unanimously extended the $8000 first time buyer tax credit, also expanding it to include a $6500 tax credit to all buyers who are not first time home buyers. The new deadline is April 30, 2010. The current tax credit program was scheduled to expire on November 30,…

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Short Sales May Finally Get Shorter

The dreaded short sale…you find a property at a great price, make an offfer, and wait. Many times the bank takes months to respond, creating frustration among buyers, sellers and agents. I personally groan when I pull up properties for clients and see they are short sales; although I do show them to my buyers…

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